CaFE Blog

Welcome to our blog!

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Managing cashflow in a small business

Managing cashflow is a vital part of running any small business – it’s why we exist!  Without proper cashflow management, your business can struggle to pay its bills, meet payroll, and invest in growth.  As we enter the New Year with a promise of more economic turbulence ahead, we thought it timely to bring together […]

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We should all share more, not just at Christmas

I was interested to read the results of a survey by software company Codat in The Times, which found that nine in ten small companies would share their trading performance with their lenders if it resulted in lower borrowing costs and more clarity on terms. This tells me there has been a shift in attitudes. When […]

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The return of the overdraft

While fewer businesses are borrowing money now that the worse of the pandemic is over, the 38% that still do are making more use of overdrafts. Delays with supply chains, increasing input costs and rising interest rates are all putting a strain on working capital. Overdrafts became hard to come by for small businesses in […]

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Oh no, not another crisis!

“Managing cash flow in a crisis can be challenging at a time when customers and suppliers are nervous too.” Whether you think Kwasi Kwarteng is inept or a radical reforming genius, he has certainly rocked the boat. While the Government U-turns itself dizzy, it is left to business owners like you and me to cope […]

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Cash flow support for businesses – update

A new study by Simply Business, the small business insurance provider, has found that the cost of Covid-19 to UK SMEs has almost doubled from £69bn estimated a year ago, to £126.6bn now. A year on from the first national lockdown, the new report reveals that SMEs have lost an average of £15,673 in earnings.  […]

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More new features and a great new look for CaFE

We’re thrilled to announce the latest set of improvements to CaFE, which includes a brand new look and feel to make your use of CaFE easier and more enjoyable. We hope you like it as much as we do. Also included in this release is a new home screen in the desktop version for business […]

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QuickBooks releases latest line-up of updates and features

The Autumn release from QuickBooks brings a range of innovative updates and developments, all with the aim of helping small business owners manage their businesses more easily, especially those struggling during the pandemic. Here’s a round-up of the latest changes: Income tax estimates This tool uses information you’ve already uploaded to QuickBooks online to give […]

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Four priorities for every small business as lock-down eases

You can’t look at the internet or turn on the TV at the moment without seeing something about the economic damage that the coronavirus pandemic is causing. There are, though, signs of us coming to the end of the worse of the lock-down, which is great news for businesses and the economy. But, just like […]

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What type of cash flow manager are you?

At some point in your career, my guess is you will have done a Myers Briggs test, or at least a version of it. Myers Briggs famously created a range of leadership personality types and gave them enigmatic names like The Commander, The Teacher and The Dynamo. This got me thinking. What do our personalities […]

Categories: Cashflow

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The link between late payment and mental health

I was intrigued to see the results of new reseach by Pay.UK (they’re the people who run BACS and Direct Debit payment services) into the link between late payments and the mental health of business owners. I have long known that cash flow management in general, made worse by late payments, is a major contributor […]