CaFE Blog
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Manage your Cash Flow like an Olympian!
With all the medals now won and the Paris Olympics over, I expect, like me, you have been inspired by the dedication and performance of the athletes (Go Japan!). As business owners, we don’t often get the recognition of the world’s greatest sportspeople, but our commitment and dedication is often no less. Running a business, […]
Managing Your Cashflow as a SME: A Comprehensive Guide
Cashflow management is the lifeblood of all our businesses: it’s the fine art of balancing income and expenses to ensure we have enough liquidity to meet our obligations while planning for growth and investment. Effective cashflow management can mean the difference between success and failure, especially in the volatile early stages of a business. Here’s […]
Spring Clean Your Finances: A Must-Do for SMEs
As spring begins to appear, I’m reminded that it’s not just our homes and gardens that deserve a seasonal refresh. For businesses large and small, the arrival of spring is the perfect cue to undertake a thorough financial clean-up. Streamlining and organising our business finances can increase efficiency, improve financial health, and clear a path […]
Your cash flow is chaotic – embrace it!
The world is chaotic, life is chaotic and business is definitely chaotic! Seemingly random and uncontrollable events can lead to unpredictable outcomes. In cash flow terms, this can influence available cash in unexpected and sometimes uncomfortable ways. Nothing that I can write here can make the unpredictability go away. I can, however, suggest that by […]
We did it! CaFE awarded prestigious prize by Fintech Scotland
All of us here at CaFE are thrilled to announce that we have been awarded a prestigious £50,000 prize from Fintech Scotland. This remarkable achievement marks a significant milestone in our commitment to delivering cutting-edge financial solutions, in particular through our cash flow forecasting and budgeting products. Fintech Scotland is an organisation dedicated to fostering […]
Help! Why do we always blow the budget?
Overspending, if left unchecked, can quickly become a significant issue for your business, so it’s really important to understand why it happens, how to identify it, and what steps you can take to address it. Hopefully, this article will help. Why Businesses Overspend Lack of Budget Discipline: One of the primary reasons businesses overspend is […]
Building Business Resilience
Challenging economic times, like those we’re in at the moment, can really put your business to the test. It goes without saying that a resilient business, with robust processes, will survive longer than one that’s fragile and vulnerable. Here are some steps you can take to make your business stronger. •Identify your risks. What […]
How to Save Money on Your Business Bills
As a small or medium-sized business owner, you know that every penny counts. That’s why finding ways to save money on your bills is important. Here are a few tips to help you get started: Review your current bills. The first step to saving money on your bills is to examine what you’re currently paying […]
Is cashflow forecasting becoming obsolete?
Now, that’s a question I bet you didn’t expect me to ask! I pose it because it’s important for all of us to question our existence sometimes and challenge ourselves to stay relevant. I was reading recently about a vibrant management philosophy that is being adopted by some of the world’s most respected and innovative […]
Time to revisit the forecasts
There’s a lot going on, isn’t there? Rising interest rates, high inflation and Brexit related trade-barriers on the one hand, but full employment, the stock market reaching record highs, and signs that inflation could be coming under control on the other. Who’d try and run a business through all this? Oh, you would (and so […]
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